What your money kept.

Since 1926, US prices have risen 19 times over, so cash has lost about 95% of its buying power. Over the same years, the price of gold has risen 196 times over.

.

In 2016 money, gold turned $10,000 into $25,089. In buying power, cash lost 28%, and Treasury bills lost 8%.

Gold
Gold: $25,089, +151%. In 2016 dollars: $25,089.
$25,089+151%
Treasury bills
Treasury bills: $9,155, −8%. In 2016 dollars: $9,155.
$9,155−8%
Cash
Cash: $7,165, −28%. In 2016 dollars: $7,165.
$7,165−28%
$10,000, where you started

Gold: datahub.io (World Bank from 1960); today $4,051.10, 27 Oct 2026. T-bills: 3-month rate (NBER, FRED). Prices: US CPI (FRED). Gold prices, not GGBR prices. Past performance is not a reliable indicator of future results.

Where the figures come from

Gold prices. Timothy Green's historical table (annual averages) to 1959, and the World Bank Pink Sheet (December averages) from 1960, as compiled at datahub.io. For example, gold averaged $1,157 an ounce in December 2016.

Treasury bills and prices. The 3-month Treasury bill rate (NBER to 1933, FRED, TB3MS from 1934), with the interest put back in each month, and the US consumer price index (FRED, CPIAUCNS), latest September 2026.

Dealer premiums and storage. The October 2026 average premium over spot at the lowest dealer price, from findbullionprices.com: 1/10 oz Gold Eagle 7.82%, 1 oz Gold Eagle 1.88%, 10 oz bar 0.72%. Storage: a published rate for allocated vault storage, 0.12% a year with a $4 monthly minimum.

These are figures for gold, not for GGBR. GGBR's market price can differ from the gold price. Before taxes and fees. Past performance is not a reliable indicator of future results.

Stage by stage.

Five stages of holding GGBR, from the first buy to selling. Pick one.

GGBR

Any amount, in fractions of a token.

One GGBR represents 0.001 troy oz. Trading and network fees apply, and so do platform limits.

Bars and coins

Whole pieces, such as a 1/10 oz coin.

You pay the gold price plus a dealer premium, and you buy each piece whole.

GGBR, or a bar in a vault?

With GGBR, every dollar you put in goes into gold, in any amount. A dealer sells whole coins and bars, and adds a premium, fees and storage on top.

to put into gold

With GGBR

123.42GGBR

0.123 oz of gold represented. All $500 goes into GGBR.

Gold: $500

No dealer premium and nothing to store. Each trade has network and venue fees.

At a bullion dealer

0.1oz in whole pieces

One 1/10 oz coin, $436.79 with the dealer's premium. $63.21 is left over.

Gold: $405.11Premium: $31.68Left over: $63.21

About $80 in the first year, 16% of your $500: the premium, plus about $48 a year to store the gold in a vault.

All ounces are troy ounces. Terms, availability and fees can change.

Sources and notes

GGBR. GGBR Trust holds interests in unmined gold; one GGBR represents 0.001 troy ounce. Physical delivery has a 10-troy-ounce minimum, equivalent to 10,000 GGBR, as the company confirmed on 3 November 2026. There is no vault-storage redemption option. Full fees, eligibility, products and destinations remain subject to the dealer quote. Redeemed GGBR is burned.

Physical gold. This column means buying identifiable bullion bars or coins, with possession or separately arranged storage, rather than a pooled savings account. Small pieces exist: the Royal Mint sells 1/10-ounce gold bullion coins. Buyers own the pieces and arrange safekeeping and insurance. Costs include dealer premiums, buy/sell spreads and any storage, insurance or delivery charges. Plain bullion generates no holding income; lending it changes the exposure and adds counterparty risk.